Author name: Bob Rubin

Over the last two weeks, we’ve received concerned calls from folks wanting to discuss the state of today’s economy. There seems to be no escaping the inverted yield curve hysteria. Below you’ll find an indepth look at inverted yield curves, their history and today’s market written by my associate, Ed Charvaletti and edited by me. For those of you who want […]

Understanding the FI/RE Movement If you actively follow investment news and blogs, chances are you’ve heard the buzz about FI/RE aka the Financially Independent/Retire Early (FI/RE) movement. The FI/RE community has taken the internet by storm by showcasing examples of thirty and forty-something influencers who have quit their day jobs after amassing wealth through saving

Which Regulatory Standard is Driving The Investment Advice You Receive? In the financial services industry, two primary parties offer investment advice –  Registered Investment Advisors (RIA) and investment brokers – but they aren’t governed by the same standards.  Investment advisors are guided by the Investment Advisers Act of 1940, work directly for their clients and

We Answer Your Most Frequently Asked Questions. Whether you’re shopping for a new 401(k) plan or looking to upgrade your current plan, the options and information can seem overwhelming. Below we breakdown our most frequently asked questions.  Why should we have a small-business retirement plan? There are several compelling reasons to providing retirement plans: Investing

Quality retirement plan benefits can help your business recruit and retain top notch employees, but it can often be confusing when you’re shopping for the right plan. One of the most attractive plan options for small to mid-sized businesses is a SIMPLE 401(k). A SIMPLE 401(k) plan or Savings Incentive Match Plan for Employees are

401ks are meant to recruit, reward and retain employees.  After their paycheck and health insurance, employees usually rank their 401k as their most important reason for working at their company. Here are 5 common mistakes you can easily avoid.  Ignoring the plan investments. Even with the Department of Labor, fiduciary roles are being pushed aside. 

If you’ve recently felt the decrease of available talent when hiring, you’re not alone. The U.S. unemployment rate is currently hovering below four percent (it came in at 3.8 percent in March 2019 according to the U.S. Bureau of Labor Statistics). According to Glassdoor’s 2019 employment trend report, the supply of talent in many fields

Business owners understand the benefits of providing their valued employees with a quality 401(k) benefits plan. Statistics have shown that retirement plan benefits aid in recruiting, retaining and rewarding high quality employees. However, some business owners have come across misinformation which keeps them from offering a retirement plan to their employees or updating their current

Employees rely on a solid 401(k) plan for its tax-advantages in saving for retirement. For employers, selecting and managing the right 401(k) plan may seem challenging. Staying Compliant Companies who want to offer 401(k) savings plans to their employees must ensure their plans strictly follow the rules and stay compliant. Key 401(k) regulations require employees